Do I Buy Now or Keep Saving?

As a young potential home buyer, you may be getting advice from all over – your parents, your grandparents, your friends and from what you read in the news. The older generation may be espousing the notion of saving up at least 20% of your purchase price as a down payment for your first home. […]

How to Build your Credit Before Buying a Home

Buying your first home requires more than just your 5% minimum down payment. You need to be considered as a low-risk to potential lenders. This means that your credit needs to be in great shape, but if it isn’t, that doesn’t mean your home purchasing days are over. You can build your credit and put […]

Competing Against a Cash Buyer!

In the Collingwood, Wasagabeach and Blue Mountains property market a cash buyer is king. Offers with few or no conditions are more and more common, squeezing out the everyday buyer looking to upgrade their home. Many ‘would be’ sellers are sitting on the market because there is no place to buy – homes are listed […]

What Will $500,000 Get You in Collingwood

You’ve heard the news: a detached home in the city of Toronto will cost you $1.28 million, with the average price of all homes (including condos and attached homes) is $728,051. Fleeing from the madness is probably your best bet. Getting away from the crazed real estate market in Toronto and buying in Collingwood, where […]

Buying Land in Collingwood or the Blue Mountains

Building Land For Your Home? Many people have their dream home in  the perfect setting with a view, or a wraparound porch or next to the water. Finding that perfect piece of paradise can be a long hard search. Once found it is a process before you put a shovel into the ground. Land for […]

Buying an Investment Vacation Property

With real estate property prices going up and up, it may be well-worth-it to invest in as much real estate as you can as an investment for your future. Vacation properties have particular appeal, as they can make money while the value of the home goes up. While you can use your vacation property, you […]

What is a Mortgage?

As a first-time homebuyer, all of the terms your lending institution and real estate professional are throwing around may be completely confusing to you. This article will break down some of the most common definitions that you hear regarding mortgages. What is a mortgage? If you can’t afford to pay for the entire cost of […]

5 Mistakes First-Time Homebuyers Make

First-time homebuyers are eager to get out of their parent’s homes or stop renting and purchase their first home. The problem with eagerness is that it can easily lead to mistakes and these mistakes can be costly. Not getting a home inspection You’ve found a home in Colllingwood you love and you aren’t going to […]